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Fire hydrantAll rates effective 1/14/2020

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Loan APR as Low as Discounted†† APR Max Financing
Auto/Vehicle Loans (New) 3.25%††† / 4.75% 3.75%
Auto/Vehicle Loans (Used ‘19-16) 3.75%††† / 5.00% 4.00%
Auto/Vehicle Loans (Used ‘15-13) 5.50% 4.50%
Auto/Vehicle Loans (Used '12-older) 5.75% 4.75%
Boat/Jet Ski Loans (New) 7.50% 6.50%
Boat/Jet Ski Loans (Used ‘19-13) 7.75% 6.75%
Boat/Jet Ski Loans (Used '12-older) 8.00% 7.00%
Christmas Loan - Xmas Loan 7.75% $1,500
Line of Credit 13.00% $7,500
Mortgage - First Call for Rates
Mortgage - BOOSTERline 1st. non-pur & 2nd mtg.1 Call for details
Mortgage - Investment BOOSTERline - 1st Lien only Call for details
Motorcycle Loans (New) 5.75% 4.75%
Motorcycle Loans (Used ‘19-13) 6.00% 5.00%
Motorcycle Loans (Used ‘12-older) 6.25% 5.25%
Other Loans - Equipment Loan1 10.00% 9.00%
Other Loans - Firehouse Loan1,2 7.00% $3,500
Overdraft Loan 15.00% $1,000
Personal Loans 13.00% $15,000
RV & Campers Loans (New) 7.50% 6.50%
RV & Campers Loans (Used '19-13) 7.75% 6.75%
RV & Campers Loans (Used '12-older) 8.00% 7.00%
Share Secured Loan - Regular & Special3 4% over share or CD rate
Vacation Loan 10.00% $2,500
VISA Credit Card – Classic4 13.9% Up to $10,000
VISA Credit Card – Platinum5 8.9% Up to $15,000
Description Dividend Rate APY
HSA Draft – Between $1,000 and $25,000 0.25%
HSA Draft - $25,001 and Over 0.50%
Savings – Christmas Club – No minimum balance1 .10% .10%
Savings – Regular Share - $5 minimum balance1 .10% .10%
Savings – Special Share - $100 minimum balance1 .10% .10%
Savings - IRA – $100 minimum balance1 .30% .30%
Savings - Money Fund – Balance: Between $0 - $999.001 0% 0%
Savings - Money Fund – Balance: Between $1,000 - $25,0001 .25% .25%
Savings - Money Fund – Balance: Between $25,001 - $100,0001 .35% .35%
Savings - Money Fund – Balance: Over $100,0001 .40% .40%
Share Certificate – 6 Month - Minimum Balance $10002 .15% .15%
Share Certificate - 1 Year – Minimum Balance: $5002 .50% .50%
Share Certificate - 2 Year – Minimum Balance: $5002 .75% .75%
Share Certificate - 3 Year – Minimum Balance: $5002 1.00% 1.00%
Share Certificate - 4 Year – Minimum Balance: $5002 1.25% 1.25%
Share Certificate - 5 Year – Minimum Balance: $5002 1.50% 1.50%
Share Certificates - IRA Traditional – 12 months3 .50% .50%
Share Certificates - IRA Traditional – 24 months3 .75% .75%
Share Certificates - IRA Traditional – 36 months3 1.00% 1.00%
Share Certificates - IRA Traditional – 48 months3 1.25% 1.25%
Share Certificates - IRA Traditional – 60 months3 1.50% 1.50%
Share Certificates - Roth & Education Call for rates

APR = Annual Percentage Rate – Contact Credit Union for sample payment amounts and repayment options. Rates are determined by credit rating. Credit approval required. Rates, terms and conditions apply and are subject to change without notice.

††.50% interest rate reduction for ACH/Payroll payment and .50% Loyalty discount. Secured/consumer loans only. Plus loans at above rate.

†††Interest rates are for 800 credit score and above. Rate reduction and loyalty discount are not applicable.

1Maximum term limits apply. Call for details.

2Two signatures req'd for financing.

3Certificate Secured: Loan APR is 4% over Certificate dividend rate held as collateral. Finance amounts and term amounts equal to Certificate amount and term. Contact the Credit Union for more details.

4Interest rate is determined by credit score.

58.9% on purchases - 10.9% on cash advances & balance transfers. Credit score of 680 or higher required.