| Description | Dividend Rate | APY |
|---|---|---|
| HSA Draft – Between $1,000 and $25,000 | 0.25% | 0.25% |
| HSA Draft - $25,001 and Over | 0.50% | 0.50% |
| Savings – Christmas Club – No minimum balance1 | .10% | .10% |
| Savings – Regular Share - $5 minimum balance1 | .10% | .10% |
| Savings – Special Share - $100 minimum balance1 | .10% | .10% |
| Savings - IRA – $100 minimum balance1 | .30% | .30% |
| Savings - Money Fund – Balance: Between $0 - $999.001 | 0% | 0% |
| Savings - Money Fund – Balance: Between $1,000 - $25,0001 | .35% | .35% |
| Savings - Money Fund – Balance: Between $25,001 - $100,0001 | .40% | .40% |
| Savings - Money Fund – Balance: Over $100,0001 | .45% | .45% |
| Share Certificate – 6 Month - Minimum Balance $10002 | .25% | .25% |
| Share Certificate - 1 Year – Minimum Balance: $5002 | .60% | .60% |
| Share Certificate - 2 Year – Minimum Balance: $5002 | .85% | .85% |
| Share Certificate - 3 Year – Minimum Balance: $5002 | 1.10% | 1.10% |
| Share Certificate - 4 Year – Minimum Balance: $5002 | 1.35% | 1.35% |
| Share Certificate - 5 Year – Minimum Balance: $5002 | 1.60% | 1.60% |
| Share Certificates - IRA Traditional – 12 months3 | .60% | .60% |
| Share Certificates - IRA Traditional – 24 months3 | .85% | .85% |
| Share Certificates - IRA Traditional – 36 months3 | 1.10% | 1.10% |
| Share Certificates - IRA Traditional – 48 months3 | 1.35% | 1.35% |
| Share Certificates - IRA Traditional – 60 months3 | 1.60% | 1.60% |
| Share Certificates - Roth & Education | Call for rates |
1Notes: Rates subject to change without notice after account is opened. Fees may reduce earnings.
2Penalty Information: A penalty may be imposed for early withdrawal of the above Share Certificates.
3IRA withdrawls may be subject to IRS penalties.
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