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Rates effective 6/3/19

Description Dividend Rate APY
HSA Draft – Between $1,000 and $25,000 0.25%
HSA Draft - $25,001 and Over 0.50%
Savings – Christmas Club – No minimum balance1 .10% .10%
Savings – Regular Share - $5 minimum balance1 .10% .10%
Savings – Special Share - $100 minimum balance1 .10% .10%
Savings - IRA – $100 minimum balance1 .30% .30%
Savings - Money Fund – Balance: Between $0 - $999.001 0% 0%
Savings - Money Fund – Balance: Between $1,000 - $25,0001 .25% .25%
Savings - Money Fund – Balance: Between $25,001 - $100,0001 .35% .35%
Savings - Money Fund – Balance: Over $100,0001 .40% .40%
Share Certificate – 6 Month - Minimum Balance $10002 .15% .15%
Share Certificate - 1 Year – Minimum Balance: $5002 .50% .50%
Share Certificate - 2 Year – Minimum Balance: $5002 .75% .75%
Share Certificate - 3 Year – Minimum Balance: $5002 1.00% 1.00%
Share Certificate - 4 Year – Minimum Balance: $5002 1.25% 1.25%
Share Certificate - 5 Year – Minimum Balance: $5002 1.50% 1.50%
Share Certificates - IRA Traditional – 12 months3 .50% .50%
Share Certificates - IRA Traditional – 24 months3 .75% .75%
Share Certificates - IRA Traditional – 36 months3 1.00% 1.00%
Share Certificates - IRA Traditional – 48 months3 1.25% 1.25%
Share Certificates - IRA Traditional – 60 months3 1.50% 1.50%
Share Certificates - Roth & Education Call for rates

1Notes: Rates subject to change without notice after account is opened. Fees may reduce earnings.

2Penalty Information: A penalty may be imposed for early withdrawal of the above Share Certificates.

3IRA withdrawls may be subject to IRS penalties.

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